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This conceptual paper's objectives describe how the utilization of technology and information systems in government institutions developing e-government can improve public service performance and quality. The development of information and technology helps humans and the organization to successfully their operation. The operational system more accurate, useful, and efficient. Most governmental bodies have a low-performance rate in matters of bureaucracy. To repair the quality of bureaucratic performance in government institutions, there is a need to introduce public transparency and accountability to increase the role of public control. The usage of modern technology and systems in government is known as e-government.

The growing number of café businesses makes undergraduate students attracting to the enterprise. The purpose of this study is to examine the relationship between Entrepreneurial Self-Efficacy (ESE) on entrepreneurial intention with the mediating role of attitude toward entrepreneurship. This study is providing questionnaires on the respondent. Total respondents are from 92 undergraduate students as the owner of a cafe business in Surabaya, Indonesia. This study examines two hypotheses by smart PLS. Entrepreneurial self-efficacy has a significant and positive influence on entrepreneurial intention. Attitude toward entrepreneurial is partially mediating the relationship between entrepreneurial self-efficacy with entrepreneurial intention. Entrepreneurial self-efficacy includes beliefs about the capabilities of achieving desired outcomes as well as beliefs about one's abilities to complete tasks. ESE is crucial to building entrepreneurial intention because the survival of a business does not merely depend on success but also seeks opportunities in business development. Entrepreneurial self-efficacy is a crucial factor that should be had by the undergraduate student as an owner of a business. By having a higher entrepreneurial self-efficacy, the better impact on an entrepreneur has perceived competence for successfully starting a new enterprise.

Implementation of good corporate governance in zakat institution is very important to strengthen the reputation of zakat institution and gain trust from Muzakki (zakat prayer) for long term sustainability. Zakat institution has an intermediary function that is collect zakat from zakat prayer and pay zakat for the recipient (mustahik). Therefore the reputation from zakat institution is very important. The study aims to describe the general concept of corporate governance and how to apply the concept of corporate governance to zak?h administration in Indonesia. This study uses the methodology of the qualitative approach by describing the implementation of Zakat governance through an annual report from Rumah Zakat in 2015. The result of this research can describe the general concept of corporate governance and how to apply the concept of corporate governance to zak?h administration in Indonesia, especially in Rumah Zakat Indonesia.

This study aims to empirically examine the effect of macroeconomic variables on credit risk in each business sector in Indonesia. Using time-series quarterly data during the period 2011q1-2019q2, this study utilized the Autoregressive Distributed Lag (ARDL) model. The results of this study explain that macroeconomic variables namely GDP growth in the long run have a significant negative effect on credit risk in 6 sectors and in the short term have a significant negative effect on 6 sectors. Inflation has a significant positive effect in the long run on one sector, namely the provision of accommodation and provision of food and drink, and a significant negative effect on 6 sectors, in the short term inflation has a significant positive effect on 7 sectors and a significant negative effect on one sector, namely education services. The last variable is the long-term loan interest rate which has a positive effect on 7 sectors and in the short term has a significant positive effect on 6 sectors on the high value of credit risk in each business sector in Indonesia. The result indicating that macroeconomic variables have a real impact on credit risk.