JOURNAL ARTICLEAnggun Nabila Tri Auriellia · Tri Gunarsih
International Journal of Finance & Banking Studies · 2025
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This study analyzes the effect of sustainable investment awareness and risk perception on students' interest in green finance instruments, with financial literacy as a mediating variable. A quantitative approach was used, involving 180 student respondents in the Special Region of Yogyakarta, who were selected through a purposive sampling technique using an online questionnaire via Google Forms. Data analysis was conducted using the SEM-PLS method through SmartPLS version 4.1.1.2. The results showed that sustainable investment awareness, risk perception, and financial literacy positively and significantly affect student investment interest in green finance. In addition, financial literacy acts as a significant mediator in the relationship between sustainable investment awareness and risk perception on interest in investing in green finance. This study contributes to developing literature on sustainable investment behavior among the younger generation, especially university students, by integrating financial literacy variables as a mediating mechanism. The findings expand the understanding of how psychological factors and financial knowledge influence investment decisions in sustainability.
DOI 10.20525/ijfbs.v14i3.43492 Crossref citations2 OpenAlex citations
JOURNAL ARTICLESanjoy Kumar Sarker · Md. Ahsan Kabir · Md. Abdul Halim · Md. Rostam Ali
International Journal of Finance & Banking Studies · 2025
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Bangladesh is an extremely adverse affected country over the world related to environment and ecology due to global warming so that Bangladesh economy experienced many serious problems for global warming. The study is planned by addressing this burning issue and identifying gaps in knowledge after reviewing related literature. The aim of this dissertation is to look into sustainable banking practice, i.e., green banking practice by selected banks. To achieve the aim of the thesis, it is focused on major impact of selected green banking practice on banks profitability and also showed the problems, prospect, suggestion & recommendations for selected banks & stakeholders. In this study, the secondary data are collected from annuals reports during 2011-18 of selected commercial banks. The statistical techniques are used, i.e., descriptive statistics, graphic presentations, ANOVA, linear regression and regression for panel data in Gretl, etc. After analyzing the data, the results of this study inform us of empirical understanding that is there are a poor impact on profitability, i.e., ROA, ROE, and ROI by independent variables i.e., GFI, CRF, OB, GT and GAC of the selected SCBs & PCBs over the study period, because the variation of ROA is only 24% and Variation of ROI is only 39% by independent variables, at the same time ROE has low negative correlations with independent variables because Rho is ?0.235. The comparative position of PCBs is better than SCBs, but both selected SCBs and PCBs' performance are found below satisfactory in most of the aspects of the study during 2011-18.
DOI 10.20525/ijfbs.v14i1.32230 Crossref citations0 OpenAlex citations