Explore the evidence.
Understand the reach.

Experiencing a pandemic and being quarantined have been proven to have debilitating effects in mental health. Some of the existing studies mentioned in this research have been conducted to assess the presence of possible mental health concerns brought about by the pandemic but most of these studies focused on the earlier phase of the pandemic. The present study focuses on the reported distress of the respondents who have been through a strict quarantine since March 2020 and are now experiencing a more relaxed lockdown. The objective of this research is to determine if COVID stress predicts common mental health concerns such as stress, depression and anxiety. A survey was conducted with 421 Filipino respondents ages 15 – 65 utilizing the COVID Stress Scales (CSS) by Taylor et al. (2020) and DASS-21. Correlational analysis was utilized showing the COVID Stress is a predictor of depression, anxiety, and stress symptoms. Then, comparative analyses were conducted to determine if differences of COVID stress across age groups, gender, occupation, and exposure. The results show that students and unemployed respondents are highly vulnerable to COVID stress and its mental health implications. Men and women did not significantly differ in distress. Surprisingly, those who have a COVID positive family member had the lowest COVID stress and DASS scores. There were 40.7% percent who experienced moderate to severe stress, 60.3% had moderate to severe anxiety and 53.1% of the respondents had moderate to severe depression. These findings show that the pandemic stress has debilitating effects on mental health. Common mental health concerns (e.g. depression and anxiety) may be highly prevalent due to the COVID-19 pandemic

The purpose of the study was to determine the correlation between workplace well-being and work engagement of Divine Word Colleges’ employees in the Ilocos Region. In order to support the study, theories were presented and related literature and studies were reviewed. The study used a descriptive correlational research design. The respondents of the study were all employees of the Colleges. In carrying out the study, validated questionnaires were used and in tabulating and interpreting the data, weighted mean and Pearson r were used. The study found that there is a correlation between workplace well-being and work engagement of employees of Divine Word Colleges in Region I, Philippines

The study wanted to determine the correlation between the exercise of leadership skills of administrators of Divine Word Colleges in the Ilocos Region and the work engagement of employees. To support the study, related literature was reviewed to establish the theoretical foundation of the study. The study used a descriptive assessment and correlational research design. To gather the data, the validated questionnaires were used and weighted mean and Pearson r or Product-Moment Correlation were used to interpret the data. Weighted mean was used to determine the level of leadership skills of administrators and Pearson r was used to determine the correlation between leadership skill and work engagement of employees. The study found that there is a correlation between leadership skill and work engagement of employees and therefore the hypothesis of the study is accepted

Insurance products and services in general are intended to transfer the risks brought about by both man-made and natural hazards from an individual or an entity to another. But since there is a misconception that insurance offered by commercial insurers are expensive and only for the moneyed consumers, or people need a lot of money to insure, insurance is only good for those who have big businesses or valuable properties. The poor and the vulnerable have relied on informal risk-mitigating measures like community-based insurance system or worst do not have any other means to help them cope and become risk-averse. This misconception has led to the conceptualization of microinsurance as an offshoot to microfinance primarily to offer insurance products and services that are affordable, the contractual obligations of both the insured and the insurer are nonlegalistic and lesser technical to make it more understandable to the intended market.  This study aims to assess if social-cultural beliefs affect the level of agreement of the respondents on the motivational dimensions of microinsurance.  A descriptive-correlational method was used in this research.  A 40-item self-made questionnaire was subjected to validity and reliability tests before the same was distributed to six hundred respondents all over the Philippines. There were 422 retrieved questionnaires which 70% of the total number of questionnaires deployed. Conclusively, the results indicate that the level of agreement of the respondents on the motivational dimensions of microinsurance vary from one factor to another

The objective of this research is centered on determining different microinsurance dimensions towards promoting the sustainability of the marginalized. This central objective leads to the assumption that microinsurance is a good tool to supplement the lack of or the unavailability of social protection programs intended for those who are socially excluded. Over the years, there have been increased calls among governments all over the world to end poverty.  The call puts to order the use of all available means to attain the 2030 Agenda for Sustainable Development.  As a background, the 2030 Agenda for Sustainable Development was adopted in 2015 by all United Nations Member States.  It encompasses 17 Sustainable Development Goals (SDGs), which is an urgent call for action for all developed and developing countries to form a global partnership in promoting peace and prosperity for people and the planet, now and into the future. The very heart of this framework recognizes that ending poverty and other deprivations must have effective and efficient strategies. The research made use of purely quantitative methods to achieve its objectives. There were 600 questionnaires distributed all over the Philippines but only 422 questionnaires were retrieved. The indicators of microinsurance were factor analyzed using the principal axis method with varimax rotation to determine the underlying dimensions. Since its introduction to the market, microinsurance has been a tool that enables low-income households to become resilient against adversities. In fact, it has been found in various literature that microinsurance has functioned as a social protection mechanism when social services are inadequate or not available. It can be further concluded that microinsurance with its unprecedented growth is eyed as a primary contributor to achieving the majority of the SDG 2030. This monumental role of microinsurance calls for the support of various sectors.  As indicated in the results, financial literacy has to increase among the marginalized to embrace the concept of insurance.  The government likewise has to intervene in promoting microinsurance particularly in areas that are neglected by social services for whatever reasons.

The study wanted to determine the correlation between the exercise of leadership skills of administrators of Divine Word Colleges in the Ilocos Region and the work engagement of employees. To support the study, related literature was reviewed to establish the theoretical foundation of the study. The study used a descriptive assessment and correlational research design. To gather the data, the validated questionnaires were used and weighted mean and Pearson r or Product-Moment Correlation were used to interpret the data. Weighted mean was used to determine the level of leadership skills of administrators and Pearson r was used to determine the correlation between leadership skill and work engagement of employees. The study found that there is a correlation between leadership skill and work engagement of employees and therefore the hypothesis of the study is accepted

The researcher studied and investigated the level of importance of consumers’ choice mainly price, location, safety and security, facilities and amenities, and exclusivity in the Philippines. This research was limited to 400 potential residential property buyers from any of the top 10 real estate developers in the Philippines. This study focused on 5 consumers’ choice factors mainly price, location, safety and security, facilities and amenities, and exclusivity towards purchase intention of residential property in the Philippines. Among the 5 consumers’ choice factors for buying residential property, the number one consideration is the safety and security (Mean = 5.530), followed by price (Mean = 5.488), location (Mean = 5.424), facilities and amenities (Mean = 5.266), and exclusivity (Mean = 4.983). From this study, four out of five consumers’ choice factors are rated very high important namely: price, location, safety and security, and facilities and amenities. On the other hand, exclusivity is rated of high importance in terms of buying a residential property.

Insurance products and services in general are intended to transfer the risks brought about by both man-made and natural hazards from an individual or an entity to another. But since there is a misconception that insurance offered by commercial insurers are expensive and only for the moneyed consumers, or people need a lot of money to insure, insurance is only good for those who have big businesses or valuable properties. The poor and the vulnerable have relied on informal risk-mitigating measures like community-based insurance system or worst do not have any other means to help them cope and become risk-averse. This misconception has led to the conceptualization of microinsurance as an offshoot to microfinance primarily to offer insurance products and services that are affordable, the contractual obligations of both the insured and the insurer are nonlegalistic and lesser technical to make it more understandable to the intended market.  This study aims to assess if social-cultural beliefs affect the level of agreement of the respondents on the motivational dimensions of microinsurance.  A descriptive-correlational method was used in this research.  A 40-item self-made questionnaire was subjected to validity and reliability tests before the same was distributed to six hundred respondents all over the Philippines. There were 422 retrieved questionnaires which 70% of the total number of questionnaires deployed. Conclusively, the results indicate that the level of agreement of the respondents on the motivational dimensions of microinsurance vary from one factor to another

The objective of this research is centered on determining different microinsurance dimensions towards promoting the sustainability of the marginalized. This central objective leads to the assumption that microinsurance is a good tool to supplement the lack of or the unavailability of social protection programs intended for those who are socially excluded. Over the years, there have been increased calls among governments all over the world to end poverty.  The call puts to order the use of all available means to attain the 2030 Agenda for Sustainable Development.  As a background, the 2030 Agenda for Sustainable Development was adopted in 2015 by all United Nations Member States.  It encompasses 17 Sustainable Development Goals (SDGs), which is an urgent call for action for all developed and developing countries to form a global partnership in promoting peace and prosperity for people and the planet, now and into the future. The very heart of this framework recognizes that ending poverty and other deprivations must have effective and efficient strategies. The research made use of purely quantitative methods to achieve its objectives. There were 600 questionnaires distributed all over the Philippines but only 422 questionnaires were retrieved. The indicators of microinsurance were factor analyzed using the principal axis method with varimax rotation to determine the underlying dimensions. Since its introduction to the market, microinsurance has been a tool that enables low-income households to become resilient against adversities. In fact, it has been found in various literature that microinsurance has functioned as a social protection mechanism when social services are inadequate or not available. It can be further concluded that microinsurance with its unprecedented growth is eyed as a primary contributor to achieving the majority of the SDG 2030. This monumental role of microinsurance calls for the support of various sectors.  As indicated in the results, financial literacy has to increase among the marginalized to embrace the concept of insurance.  The government likewise has to intervene in promoting microinsurance particularly in areas that are neglected by social services for whatever reasons.

Experiencing a pandemic and being quarantined have been proven to have debilitating effects in mental health. Some of the existing studies mentioned in this research have been conducted to assess the presence of possible mental health concerns brought about by the pandemic but most of these studies focused on the earlier phase of the pandemic. The present study focuses on the reported distress of the respondents who have been through a strict quarantine since March 2020 and are now experiencing a more relaxed lockdown. The objective of this research is to determine if COVID stress predicts common mental health concerns such as stress, depression and anxiety. A survey was conducted with 421 Filipino respondents ages 15 – 65 utilizing the COVID Stress Scales (CSS) by Taylor et al. (2020) and DASS-21. Correlational analysis was utilized showing the COVID Stress is a predictor of depression, anxiety, and stress symptoms. Then, comparative analyses were conducted to determine if differences of COVID stress across age groups, gender, occupation, and exposure. The results show that students and unemployed respondents are highly vulnerable to COVID stress and its mental health implications. Men and women did not significantly differ in distress. Surprisingly, those who have a COVID positive family member had the lowest COVID stress and DASS scores. There were 40.7% percent who experienced moderate to severe stress, 60.3% had moderate to severe anxiety and 53.1% of the respondents had moderate to severe depression. These findings show that the pandemic stress has debilitating effects on mental health. Common mental health concerns (e.g. depression and anxiety) may be highly prevalent due to the COVID-19 pandemic