Explore the evidence.
Understand the reach.

There has been limited study from a southern-African perspective investigating factors that affect the adoption of e-banking specific to small and medium enterprises (SMEs) in developing African economies. To date, little is known about SME uptake of e-banking in the southern African common monetary area (CMA), comprising South Africa, Lesotho, Namibia, and Eswatini. This knowledge gap is problematic for banks in providing SME support for the transition to e-banking, given the current move by banks toward embracing digital strategies. This study focused on a single bank with a large footprint in the CMA, intending to add to the body of academic knowledge regarding the adoption of e-banking services by SMEs. It employed a qualitative methodology involving one-on-one, semi-structured, open-ended interviews with purposefully selected Bank X staff in each country of the CMA, using the literature reviewed to identify themes relevant to the proposed conceptual model. The conclusions of this research have led to a framework for e-banking adoption. A framework such as this may positively impact the profitability and sustainability of an SME by ensuring the adoption of e-banking services and utilization of available financial products to improve business opportunities via the e-banking channels of Bank X.

This paper systematically reviews literature with the aim of conceptualizing a change management framework for the effective use of the Examination Administration System (EAS). Information systems (IS) change management factors in the implementation and the post-implementation phases are systematically reviewed to identify 37 reports between 2015 and 2023 and content was analyzed. Post-acceptance phase poses many challenges that often result in resistance from the user community thus relinquishing the expected gains. This paper explains change management factors in the post-implementation phase of information systems as they are not adequately addressed in existing literature. The conceptualization of the change management framework draws on the integration of the Unified Theory of Acceptance, Use of Technology and Effective Use Theory and nine change management factors as facilitating conditions. The paper concludes that effective use of EAS is realized through change management factors (i.e., user training, top management support activities, information flow, planning EAS as a change, change shared vision, performance measurement, user involvement and change recognition, user satisfaction and effective communication). This study further adds the indirect mechanisms (i.e., technology use and IS adaptive use) through which the change management factors can impact effective use. The study provides a useful guide to the practitioners and researchers to explain the change management strategies for the effective use of information systems and improve it. This paper also proposes that future studies adapt and/or empirically test conceptual change management apparatus for effective use to ascertain its validity within various contexts.

This article explores social network site (SNS) users’ understanding of the danger the integration of human intelligence and artificial intelligence (AI), termed “augmented intelligence,” presents.  Augmented intelligence, a subsection of artificial intelligence (AI), aims to enhance human intelligence with AI and is heralded as a significant step in problem-solving. A crucial concern is the profound threat to SNS users’ information security. A quantitative approach examined SNS understanding regarding the diffusion of augmented intelligence into SNS users’ spaces. An online survey was administered to 165 SNS users residing in the Gauteng province of South Africa.  Diffusion of Innovation (DOI) theory was used as the theoretical lens. Ethical clearance was obtained, and the data collected was anonymized and kept confidential. The article provides new insights that can help SNS users understand that a new threat to their information security in the form of augmented intelligence is emerging. Findings suggest that out of the five constructs drawn from DOI that explain the diffusion of augmented intelligence into sophisticated social engineering attacks, relative advantage, compatibility, and complexity were perceived by study participants as likely predictors of augmented intelligence adoption. Users, however, differed on exactly how the augmentation process was being achieved.

This article explores social network site (SNS) users’ understanding of the danger the integration of human intelligence and artificial intelligence (AI), termed “augmented intelligence,” presents.  Augmented intelligence, a subsection of artificial intelligence (AI), aims to enhance human intelligence with AI and is heralded as a significant step in problem-solving. A crucial concern is the profound threat to SNS users’ information security. A quantitative approach examined SNS understanding regarding the diffusion of augmented intelligence into SNS users’ spaces. An online survey was administered to 165 SNS users residing in the Gauteng province of South Africa.  Diffusion of Innovation (DOI) theory was used as the theoretical lens. Ethical clearance was obtained, and the data collected was anonymized and kept confidential. The article provides new insights that can help SNS users understand that a new threat to their information security in the form of augmented intelligence is emerging. Findings suggest that out of the five constructs drawn from DOI that explain the diffusion of augmented intelligence into sophisticated social engineering attacks, relative advantage, compatibility, and complexity were perceived by study participants as likely predictors of augmented intelligence adoption. Users, however, differed on exactly how the augmentation process was being achieved.

This paper systematically reviews literature with the aim of conceptualizing a change management framework for the effective use of the Examination Administration System (EAS). Information systems (IS) change management factors in the implementation and the post-implementation phases are systematically reviewed to identify 37 reports between 2015 and 2023 and content was analyzed. Post-acceptance phase poses many challenges that often result in resistance from the user community thus relinquishing the expected gains. This paper explains change management factors in the post-implementation phase of information systems as they are not adequately addressed in existing literature. The conceptualization of the change management framework draws on the integration of the Unified Theory of Acceptance, Use of Technology and Effective Use Theory and nine change management factors as facilitating conditions. The paper concludes that effective use of EAS is realized through change management factors (i.e., user training, top management support activities, information flow, planning EAS as a change, change shared vision, performance measurement, user involvement and change recognition, user satisfaction and effective communication). This study further adds the indirect mechanisms (i.e., technology use and IS adaptive use) through which the change management factors can impact effective use. The study provides a useful guide to the practitioners and researchers to explain the change management strategies for the effective use of information systems and improve it. This paper also proposes that future studies adapt and/or empirically test conceptual change management apparatus for effective use to ascertain its validity within various contexts.

There has been limited study from a southern-African perspective investigating factors that affect the adoption of e-banking specific to small and medium enterprises (SMEs) in developing African economies. To date, little is known about SME uptake of e-banking in the southern African common monetary area (CMA), comprising South Africa, Lesotho, Namibia, and Eswatini. This knowledge gap is problematic for banks in providing SME support for the transition to e-banking, given the current move by banks toward embracing digital strategies. This study focused on a single bank with a large footprint in the CMA, intending to add to the body of academic knowledge regarding the adoption of e-banking services by SMEs. It employed a qualitative methodology involving one-on-one, semi-structured, open-ended interviews with purposefully selected Bank X staff in each country of the CMA, using the literature reviewed to identify themes relevant to the proposed conceptual model. The conclusions of this research have led to a framework for e-banking adoption. A framework such as this may positively impact the profitability and sustainability of an SME by ensuring the adoption of e-banking services and utilization of available financial products to improve business opportunities via the e-banking channels of Bank X.