Banking sector competitiveness
Champika Liyanagamage ORCID ↗
International Journal of Research in Business and Social Science · 2021 · Vol. 10 / Issue 2 · 195-202
Publication metrics
External links open provider records or DOI searches. Provider counts are not combined. Mendeley readership measures saves, not citations.
Dimensions
Live provider badge. If unavailable, use the Dimensions link above.
Observed 21 Oct 2026, 07:22 UTC
Observed 21 Oct 2026 00:49 UTC
OpenAlex and Mendeley observations refresh on article visits, at most once per 24 hours. Unavailable data is not zero. Google Scholar opens a DOI search.
Citations received by this article, grouped by the year of the citing work. Crossref and OpenAlex lifetime totals remain separate in Publication metrics.
2017–2026 Annual history last updated:
Citations received
OpenAlex · year of the citing work
Hover over a year or focus the chart and use arrow keys to inspect values.
2017–2026 annual-history window. 2026 is year to date. Unknown years have gaps.
View data & coverage
2026 is incomplete. Within a successfully fetched ten-year window, omitted years mean zero. Years beyond a saved observation’s window remain unknown (—). Older citations are excluded, so this chart’s sum may differ from the OpenAlex lifetime total. The date above belongs to this annual history; an unsuccessful refresh keeps the previous observation.
Abstract
Despite core banking, banks also engage in off-balance-sheet (OBS) market activities. In many developed banking industries, OBS activities have grown to be significant during the last two decades. This paper provides rather scarce evidence on the competitiveness among banks for OBS activities and its impact on the degree of banking sector competition in Sri Lanka. Panzar-Ross H statistic approach employing in this study to estimate bank competition used a comprehensive set of bank-level data of the whole commercial banking sector in Sri Lanka covering the period 1996-2018. The first-round analysis of the study uncovers substantial differences among banks concerning the OBS activities. EGLS panel estimation procedure applied in this study provides evidence for a lower level of competitiveness among Sri Lankan banks for OBS activities. More interestingly, the findings further reveal that the degree of competitiveness for OBS activities has a significant positive impact on the overall competitiveness of the banking sector in Sri Lanka. These results suggest banking institutions re-visit their business models with greater emphasis on nonconventional banking activities in enhancing bank-level efficiency and hence positively contributing to the overall competitiveness of the banking sector.
Keywords: {'name': 'off- balance sheet activities, bank competition, core banking, Sri Lankan banking sector, H-statistic'}
Authors & affiliations
Champika Liyanagamage
Affiliation not supplied
Deposited references
Supplied references, not a list of publications citing this article.
DOI: 10.1086/262109
DOI: 10.1016/j.ibusrev.2013.09.004
DOI: 10.1080/00036846.2015.1128083
Bikker, J. A., Spierdijk, L., & Finnie, P. (2006). Misspecification of the Panzar-Rosse Model: Assessing competition in the banking industry. http://notices-pdf. com/panzar-pdf. html.
DOI: 10.1111/j.1468-0297.2008.02168.x
Central Bank of Sri Lanka , Annual Reports (1996-2012). Colombo, Sri Lanka.
DOI: 10.1016/j.ememar.2013.02.001
DOI: 10.2139/ssrn.1456083
DOI: 10.1016/j.jbankfin.2006.11.023
DOI: 10.1007/PL00004091
DOI: 10.2307/1991279
DOI: 10.1016/j.rfe.2014.08.001
Liyanagamage, H. D. D. (2018). Efficiency, Stability and Optimum Level of Bank Competition for Sustainable Development-A study of Sri Lankan Banking Sector. OIDA International Journal of Sustainable Development, 11(09), 69-80. 10.20525/ijfbs.v10i1.996
DOI: 10.1016/j.jbankfin.2006.11.009
DOI: 10.2307/1992568
DOI: 10.1016/0378-4266(94)90003-5
DOI: 10.2307/135541
Panzar, J. C., & Rosse, J. N. (1982). Structure, conduct, and comparative statistics. Bell Telephone Laboratories.
DOI: 10.2307/2098582
DOI: 10.2139/ssrn.1240856
DOI: 10.1111/fima.12010
Senyo, D. B., Olivia, A. T., Musah, A., & Nuhu, E. (2015). Income diversification and financial stability of banks in Ghana. International Journal of Business and Social Science, 6(6), 177-184. 10.1108/MF-12-2014-0304
DOI: 10.1016/0165-1765(83)90061-7
DOI: 10.1016/j.intfin.2012.09.009
DOI: 10.1111/j.1354-7798.2006.00327.x
DOI: 10.1155/2017/4803840
DOI: 10.1177/0256090915573616
DOI: 10.1504/IJFSM.2008.022551