The performance of rural banks in Indonesia during the Covid-19 pandemic
Sri Mulyati ORCID ↗ · Nur Fauziah ORCID ↗ · Arif Singapurwoko · Kartini Kartini
International Journal of Research in Business and Social Science · 2022 · Vol. 11 / Issue 6 · 300-306
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Abstract
Previous studies analyzing the relationship between the performance of rural banks and the COVID-19 pandemic are very limited in number. This study aims to find out how the impact of the COVID-19 pandemic on the performance of rural banks in Indonesia. This study uses panel regression data to examine the effect of the COVID-19 pandemic on the capital adequacy ratio (CAR) from the capital aspect, non-performing loan (NPL) from the asset quality aspect, return on assets (ROA) from the earning aspect, and cash ratio (CR) from the aspect of liquidity. Our findings explain that the COVID-19 pandemic has a positive effect on CAR and NPL, a negative effect on ROA, and no effect on CR.
Keywords: {'name': 'COVID-19, Rural Bank, Financial Performance, Indonesia'}
Authors & affiliations
Sri Mulyati
Affiliation not supplied
Nur Fauziah
Affiliation not supplied
Arif Singapurwoko
Affiliation not supplied
Kartini Kartini
Affiliation not supplied
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