JOURNAL ARTICLERony Kumar Datta
International Journal of Finance & Banking Studies · 2024
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Financial inclusion, especially the adoption of fintech, has emerged as a crucial avenue for removing the financial access divides in developing countries, including Bangladesh. Following the comprehensive analysis, this article intends to outline Bangladesh's recent experiences with fintech-based financial inclusion, identify the short-comings and hence make policy suggestions. Being a descriptive research, cross-sectional and observational research approaches are applied for the explanatory analysis of secondary data. Results suggest an urban-rural gap in the implementation of digital financial services, with urban areas consistently having higher rates of fully online branches and a greater number of financial machines. Despite this, the sharp rise in the issuance of active cards is a positive sign suggesting an expansion of consumer base and an adoption of electronic modes of payment. Moreover, inter-bank electronic fund transfers and online banking have experienced increasing uptake, revealing a progressing trend towards digital transactions within the banking industry. Additionally, the study identifies a speedy growth in the number of mobile financial services accounts in both urban and rural areas. This study adds to the exchange of ideas regarding financial inclusion by carrying out a detailed study of Bangladesh's digital financial transformation, exemplifying the accomplishments, obstacles, and future research directions. It highlights the need for targeted policies and ongoing research efforts to build inclusive financial systems to serve the entire society’s interest. Nevertheless, the observations will have both theoretical and practical significance, contributing towards building capability in harnessing technology for sustainability, community uplifting, and shaping a brighter future.
DOI 10.20525/ijfbs.v13i1.322711 Crossref citations12 OpenAlex citations
JOURNAL ARTICLEMd. Nazrul Islam · Syed Zabid Hossain · Md. Sayaduzzaman
International Journal of Research in Business and Social Science · 2024
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The paper intended to evaluate the extent of corporate disclosure compliance and its effect on the financial performance of Bangladeshi pharmaceutical companies listed on the DSE during a twelve-year period, from 2007 to 2020. The study explored the affinity between the Corporate Governance Disclosure Index (CGDI) and firm financial performance employing econometric techniques, such as fixed effect and random effect models. The study calculated the disclosure scores as a percentage of a given firm's overall score to the probable score it could achieve. The CGDI of the sample companies showed a positive and substantial effect on company performance as an accounting measure ROA and an insignificant effect as a market measure Tobin’s Q. The study also revealed that sample firms followed the BSEC guidelines partially. These findings have implications for companies that fail to comply with the full disclosure principle, which holds that a company must disclose all material information in its financial statements in order to touch the reader's comprehension of those statements. In addition, these results imply that the code of CG requires a thorough examination to make essential modifications.
DOI 10.20525/ijrbs.v13i1.31750 Crossref citations4 OpenAlex citations
JOURNAL ARTICLERejaul Karim · Md. Mahmud Hasan · Abdul Waaje · Mst. Shahira Hoshain Yesmin
International Journal of Finance & Banking Studies · 2024
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This paper aims to examine the financial performance of Bangladeshi listed commercial banks. The study analyzed the financial performances of banks categorized into three generations—first, second, and third—based on their year of commencement of operations in the country. The data of a total of 24 banks, 8 from each generation, listed in the Dhaka Stock Exchange (DSE), has been collected from audited financial statements for the time period of 13 years, from 2010 to 2022. Data has been analyzed using different ratios of profitability, liquidity, capital adequacy, operational efficiency, and credit risk. The ANOVA test also has been used to make a comparison of profitability—the return on assets (ROA), and return on equity (ROE) of the banks of different generations. According to the results, the average profitability ratios in terms of ROA, and ROE of the second-generation banks showed their credibility than banks of other generations; while first generation banks kept higher liquidity, and capital adequacy with higher credit risk than the banks of other generations. The first-generation banks also showed a lower cost-expense ratio, and a higher efficiency in terms of operation, than the banks in the second and third generations. The research also discovered that the profitability of banks of different generations significantly varies from one another.
DOI 10.20525/ijfbs.v12i4.317010 Crossref citations10 OpenAlex citations
JOURNAL ARTICLEMd. Sajedur Rahman · Fatimah Tambi · Nusrat Zerin Anny
International Journal of Research in Business and Social Science · 2020
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This paper attempts to explore the issue of enhancing pedagogical skills among the college teachers of Bangladesh through CPD. This is a literature review paper that divided the topic into different themes and sub-themes in order to analyze the issue properly. After analyzing 60 studies including journal articles, conference proceedings, and research reports of different authors and organizations this study found several positive impacts of CPD on the teachers regarding uplifting their professional skills. It has also found some challenges of implementing CPD for college teachers identifying the scarcity of resources at the heart of all the challenges. Finally, the paper ends up with some recommendations to enhance the teachers’ professional skills through CPD in Bangladeshi colleges
DOI 10.20525/ijrbs.v9i4.75712 Crossref citations15 OpenAlex citations
JOURNAL ARTICLENusrat Zerin Anny · Pradip Kumar Mishra · Md. Sajedur Rahman Rahman
International Journal of Research in Business and Social Science · 2020
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This study attempts to explore a major issue of higher education in Bangladesh that is, problems related to large size classes. The objectives of the study are to identify the problems faced by the students and the teachers; and to find out the ways of teaching effectively in large Sociology classes. This is a literature review article which has investigated the current teaching practices in the Sociology Classes at the affiliated colleges of the National University of Bangladesh. This paper also discussed the issue from the global perspective. It identified that large classes create a lot of problems for the students and the teachers resulting in the lower quality of higher education. Finally the paper concluded that teachers’ training, appointing supporting stuffs and ensuring necessary logistic support can be the possible solution of this great problem.
DOI 10.20525/ijrbs.v9i1.5882 Crossref citations2 OpenAlex citations
JOURNAL ARTICLEMostafizur Rahman · Rafia Akhter · Solaiman Chowdhury · Saiful Islam
International Journal of Research in Business and Social Science · 2013
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The manufacturing and service sectors in Bangladesh have been growing rapidly since the beginning of twenty first century. From the beginning of the industrial development in Bangladesh, some sectors including pharmaceutical are demonstrating extraordinary performance in manufacturing process. The study has been conducted on four large scale pharmaceutical companies based on their employees’ response. Various statistical tools were used including mean, z-test, proportion analysis etc. to analyze the satisfaction level of employees upon the critical aspects of human resource management practices. In this study, it has been aimed to assess the employee satisfaction on human resource management practices of pharmaceutical companies in Bangladesh. The human resource management practices are directly linked with the human resources of any organization. The findings of this study illustrate that the recruitment & selection, and training & development are in state of employee satisfaction level except all other aspects of human resource management practices are poor. For the success of the pharmaceutical companies it is crucial time to make the workforce more effective and efficient by practicing the human resource management aspects in their every level of work life.
DOI 10.20525/ijrbs.v2i3.743 Crossref citations10 OpenAlex citations
JOURNAL ARTICLESolaiman Chowdhury · Golam Rabbani
International Journal of Research in Business and Social Science · 2013
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Women’s entrepreneurship is important for women’s position in society, and for economic development of a country. Many scholars pointed out that women faces diverse challenges in doing business in a patriarchal society like Bangladesh. Women are now involved in economic activities than in the past, women constitute around 10 percent of the country's total business entrepreneurs. The present study is an effort to find out the factors which act as pull and push factors to engage women in entrepreneurship development in Bangladesh. In this study mixed method approach has been chosen. To attain the objective of the research researchers relied solely on the secondary sources. The study revealed that Government agencies provide policy, legal and financial support with active support from non-State actors. On the contrary, they do not get proper support from all relevant institutions because of corruption and lack of information. It is suggested that combined initiatives of Government and non- government institutions will be successful in meeting the needs of business women in Bangladesh.
DOI 10.20525/ijrbs.v2i1.598 Crossref citations20 OpenAlex citations