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In this study, the authors contribute to the existing literature by examining the impacts of military expenditure and corruption on inclusive growth in emerging countries. The focus is on Brazil, Russia, India, China, and South Africa (BRICS) countries as a case study covering the period 1960 to 2018. The study uses using Autoregressive Distributed Lag (ARDL) estimation technique subdivided under two distinct phrases of Cold war and post-Cold war eras. Data used in this study are yearly data, covering 1960 – 2018 period and further subdivided into cold war and Post war era. Using ARDL, the results indicate military expenditure has negative effect on inclusive growth during cold war period. Even during the post-cold war period, which represents a phrase of low external threats to BRICS countries, military expenditure is found to have a negative impact on inclusive growth, and the result is statistically insignificant. The study contributes to the understanding of influence of Inclusive growth on military expenditure for emerging and developed bloc economies like BRICS. This study innovates by using ARDL to find out the impact of military expenditure in attaining an apex inclusive growth in developing economies like BRICS countries.

Globally, financial inclusion is regarded as being crucial for balancing an economy's financial system. However, despite the significance of financial inclusion, it still needs to be clarified to what extent it is practiced. In this study, the assessment of the performance of the 49 Sub Saharan Africa (SSA) countries as regards financial inclusion was carried out through the construction of a single composite Financial Inclusion Index (FII) to capture the four dimensions of financial inclusion. Z-sum score and Principal Component Analysis (PCA) was deployed to analyse the secondary data spanning from 1999 to 2023. The decision rule deployed was that if a value for Financial Inclusion Index (FII) from zero to forty-nine (0-49) this shows that there is low financial inclusion; medium financial inclusion from fifty to sixty-nine (50-69) while, a value from seventy and above (70- above) denotes the high financial inclusion) for the study period. The result revealed that all SSA countries are low that is they fall into between zero (0) to forty-nine (49) in the composite financial inclusion index in line with the decision rule. Also, the result indicated that Sao-Tome and Principe was the best performing SSA country with the highest financial inclusion penetration per thousand considered during the period of the study.

Digital platforms are reshaping the landscape for small and medium enterprises (SMEs) across Africa, offering innovative solutions to challenges in market access, financial inclusion, and operational efficiency. This study provides a comparative analysis of the role of digital platforms in supporting SME growth in Kenya, Nigeria, and South Africa, three of the continent’s most digitally active economies. Drawing on secondary data from reputable sources, the research examines how mobile technologies, e-commerce, and fintech platforms influence SME outcomes in revenue, employment, and access to finance. The study further explores the enabling and constraining ecosystem conditions, such as digital infrastructure, literacy, and regulatory environments, that mediate platform effectiveness. The study shows that while all three countries exhibit measurable gains from platform adoption, the scale and sustainability of impact vary widely. Kenya shows significant advancement due to mobile-first innovation and proactive regulation. Nigeria demonstrates rapid but uneven progress shaped by informality and infrastructure gaps. South Africa benefits from advanced digital systems, yet faces persistent inclusion challenges in underserved communities. The study concludes with actionable policy recommendations to improve digital access, build inclusive ecosystems, and align national efforts with regional initiatives like the African Continental Free Trade Area (AfCFTA) and the African Union’s Digital Transformation Strategy

This article critically examines the legacy of the CFA franc system, a colonial-era monetary arrangement that continues to shape the economic landscape of 14 countries in West and Central Africa. Framed within the discourse of decolonization and economic sovereignty, the paper explores the historical origins, institutional design, and enduring consequences of the CFA franc. While the currency system provides nominal stability, it restricts fiscal and monetary autonomy, reinforces dependency on France, and inhibits regional integration and industrial development. Drawing on theoretical and empirical literature, policy reports, and civil society commentary, the paper evaluates the political economy of monetary reform, including the proposed Eco currency. It emphasizes the need for structural transformation, regional cooperation, and democratic governance in reimagining African monetary futures. The analysis concludes by emphasizing that genuine economic liberation requires dismantling financial instruments rooted in colonial logic and replacing them with systems that reflect African priorities, agency, and development goals

The Anglophone Crisis in Cameroon exemplifies the severe consequences of governance failures in managing historical grievances and socio-political diversity in a postcolonial African state. Rooted in colonial legacies and intensified by centralized governance, systemic corruption, and political exclusion, the conflict reflects the state’s failure to constructively address calls for equity, recognition, and reform. This paper argues that the government’s coercive responses to legitimate corporate revendications, particularly in education, legal systems, and regional autonomy, have eroded trust and escalated tensions, resulting in entrenched conflict and humanitarian distress. Multinational corporations operating in resource-rich Anglophone regions have further contributed to instability by prioritizing profit over social responsibility, deepening socio-economic inequalities and environmental harm. Drawing on recent academic research and policy analysis, the article examines how political centralization, elite-driven economic governance, and shrinking civic space have prolonged the crisis. It affirms the urgent need for decentralization, inclusive governance, and corporate accountability while highlighting the role of local agency and participatory peacebuilding. Situated within broader discourses on governance in conflict-affected settings, the paper offers practical insights for policymakers, corporate actors, and civil society. It concludes with targeted recommendations to promote transparency, equitable development, and inclusive dialogue as foundations for sustainable peace in Cameroon and similarly divided societies. This study synthesizes insights from recent academic research and policy analyses to explore how governance failures, both political and corporate, have exacerbated the crisis. It argues for the urgent need for decentralised governance frameworks, corporate accountability mechanisms, and inclusive conflict resolution approaches that prioritize local agency and stakeholder participation. Situating the Anglophone Crisis within broader discussions of governance in fragile and conflict-affected contexts, the article offers valuable lessons for policymakers, corporations, and civil society actors committed to preventing similar conflicts. It concludes by outlining targeted recommendations focused on fostering meaningful dialogue, ensuring transparency in governance practices, enhancing corporate social responsibility, and building robust accountability frameworks to sustainably address grievances and promote enduring peace in Cameroon and comparable settings.

African agribusiness ecosystems are increasingly threatened by the multifaceted impacts of climate change, including rising temperatures, erratic rainfall, and frequent extreme weather events. These disruptions pose significant risks to food security, rural livelihoods, and sustainable development across the continent. This paper explores integrated strategies for enhancing climate resilience in African agribusiness, drawing on resilience theory and systems thinking as guiding conceptual frameworks. It synthesizes current developments in climate-smart agriculture (CSA), the role of indigenous knowledge systems, regional carbon market mechanisms, and the need for improved policy coherence. The study draws from a wide range of empirical literature, regional initiatives, and policy documents, including the African Union Commission’s Climate Change and Resilient Development Strategy and Action Plan (2022-2032), to examine how scientific innovations, traditional practices, financial instruments, and inclusive governance can contribute to sustainable adaptation. Emphasis is placed on the active participation of women and youth, equitable access to resources, and the transformation of entire agrifood value chains. The findings suggest that the adoption of CSA and other resilience strategies remains uneven due to structural and institutional barriers. However, opportunities exist to scale successful models through enhanced coordination, policy alignment, and investment in climate-resilient infrastructure and knowledge platforms. The paper concludes by proposing strategic policy pathways and practical recommendations to support the transformation of agribusiness ecosystems into resilient and inclusive systems capable of withstanding current and future climate risks.

State-owned enterprises (SOEs) have significant opportunities to enhance operational efficiency, decision-making, and service delivery through artificial intelligence (AI). However, several barriers hinder widespread AI adoption in these organizations. This article measures the impact of AI adoption on performance indicators like production output and customer satisfaction in State-Owned Enterprises. It analyses financial sustainability, resource management, and efficiency metrics while identifying key barriers such as high implementation costs, lack of technical expertise, and resistance to change. The barriers to AI adoption in the SOEs are studied quantitatively. Data was gathered from 240 carefully chosen SOE personnel in South Africa (SA) using a survey approach, which had a 93.28% response rate. The population of this study comprised employees of South African SOEs. The focus of the article is on examining the perspectives of individuals in SOEs in SA regarding AI implementation. Further complicating AI integration are data security and privacy concerns, as well as legal and compliance issues. A lack of strategic vision and financial limitations are also major obstacles to advancement. Developing successful plans to encourage AI adoption in SOEs, which will eventually spur innovation and enhance public sector performance, requires an understanding of these obstacles.  The article concludes that despite significant barriers to AI adoption in South African SOEs—such as lack of senior management support, inadequate infrastructure, resistance to change, data quality issues, and a shortage of skilled staff—there are clear opportunities for improvement.  This is one of the articles that focuses on identifying barriers of adopting AI in South African SOEs and it lays a foundation for future research on AI in SOEs.

South Africa's National Health Insurance (NHI) initiative represents a profound policy shift aimed at achieving universal health coverage and reducing healthcare disparities. Central to this reform is the creation of a single, publicly funded healthcare system designed to integrate both public and private providers. This paper interrogates whether the NHI will disrupt private healthcare providers or enable synergistic partnerships that enhance national health outcomes. Drawing upon policy documents, legal evaluations, industry submissions, and expert analyses, the article explores the evolving interface between the public and private sectors under the NHI. Core thematic areas include regulatory realignment, financial restructuring, operational integration, legal implications, and collaborative opportunities. The findings reveal a dual trajectory: disruption manifests through constrained revenues, heightened administrative demands, and diminished autonomy, while opportunities emerge in the form of “contracting-in” models and integrated service delivery. The study concludes that the long-term impact of the NHI on private healthcare hinges on the coherence of policy design, the inclusivity of stakeholder engagement, and the resilience of institutional governance. A well-executed partnership framework can preserve the strengths of private healthcare while advancing equitable and efficient national health objectives.

The eThekwini Municipality, South Africa, has experienced increased drought frequency and intensity due to climate change and the El Niño-Southern Oscillation (ENSO). This study assesses and forecasts meteorological, agricultural, and hydrological droughts using the Standardized Precipitation Index (SPI), Standardized Precipitation Evapotranspiration Index (SPEI), and ARIMA/SARIMA models, analyzing climate data from 1990 to 2022. Results reveal significant drought intensification, with extreme events in 2019 (central region, SPEI-6 = -3.42) and 2020 (northern region, SPI-3 = -8.15). SARIMA models outperformed ARIMA in forecasting accuracy, emphasizing the role of seasonality. Urbanization and land-use changes exacerbate central region droughts, while northern agricultural reliance highlights the need for water storage. Recommendations include drought-resistant crops, enhanced irrigation, and rainwater harvesting to bolster resilience. These findings inform localized drought management and contribute to global climate adaptation strategies.

Programme evaluation is a critical management tool internationally, enabling the assessment of whether public sector policy objectives are effectively met. In South Africa, such evaluations are essential for refining governance strategies in response to persistent urban challenges. This paper arises from a programme evaluation of inner-city turnaround initiatives aimed at addressing urban decay and problem buildings. It seeks to develop a normative public management model, with a focus on the role of city governments and municipalities in leading regeneration efforts. A qualitative research design was adopted, employing thematic content analysis to examine governance and management practices across South African municipalities. Systems theory, conceptualised within public administration and management, served as the analytical framework for interrogating the interrelated factors driving urban decline. This lens informed the construction of a normative model designed to guide coordinated municipal responses, enhance institutional capacity, and improve strategic urban planning. Findings demonstrate that systems theory offers a robust foundation for understanding and managing the complexities of inner-city environments. The paper presents a visual normative model that emphasises the critical leadership role of city governments in reversing urban deterioration. By bridging theory and practice, the study contributes to academic and practical discourses on urban governance and offers a structured, adaptable model for inner-city regeneration both locally and globally.

In emerging economies, women entrepreneurs play a critical role in job creation and social and economic progress, particularly in townships. However, the specific context of women's township entrepreneurship has mainly been overlooked in South African research, which remains fragmented and lacks cohesive insights. This study explores the role of microfinance in fostering women's township entrepreneurship within a South African context. Research has repeatedly demonstrated that microfinance institutions hold a vital position in the economic advancement of women, resulting in elevated female participation in business activities and ultimately fostering their overall empowerment. The investigation focused on women entrepreneurs within the marginalised township of Mdantsane, located in the Eastern Cape Province of South Africa.  Using a qualitative approach, the study involved in-depth interviews with 15 women entrepreneurs selected through purposive sampling. The data was analysed using thematic analysis, revealing five key themes: empowerment through financial independence, building entrepreneurial skills and networks, increased business volume and turnover, overcoming socioeconomic barriers, and reduction in gender inequalities. The findings suggest that an intervention mapping approach is crucial for policymakers to design tailored microfinance programs for women entrepreneurs in township economies. This approach involves a systematic process that begins with a thorough assessment of the specific financial needs and challenges faced by women in these communities, followed by the development of targeted interventions that address those needs.

The growing number of cybercriminals impersonating religious leaders and institutions for financial gain poses a serious threat to the integrity and economic security of religious groups, notably prominent Pentecostal ministries. This study thoroughly investigates and evaluates this phenomenon, focusing on cybercriminals' tactics, the scope of their actions, and the consequences for targeted religious communities and people. The study applies a complete desktop research technique to analyse hackers' use of religious leaders' identities for financial benefit, focusing on Pentecostal ministries. This strategy includes searching academic databases, reading cybersecurity and religious studies journals, and analysing documented cases. The findings show that cybercriminals are primarily driven by financial gain and use strategies including building phoney social media pages, phishing techniques, and compromising communication lines to impersonate religious groups and scam congregants. This study contributes to developing more effective defences against cyber fraud in religious contexts by evaluating religious institutions' responses and mitigation techniques, as well as law enforcement. This project intends to develop more effective techniques for preventing and combating cyber-fraud against religious bodies through an in-depth examination.

The retail industry has seen a significant transformation since augmented reality (AR) technology was introduced into online shopping. However, several barriers continue to hinder the global adoption of online AR shopping, particularly for high-involvement products. This study investigates these barriers in the South African context, adopting a quantitative research approach. Data were collected through online self-administered questionnaires from a sample of 664 South African consumers. Multiple regression analysis was conducted to achieve the research objectives. The findings revealed that image barrier strongly inhibits AR adoption. Although insecurity and tradition barrier were not statistically significant, their negative effect suggests they may act as barriers to adoption. Surprisingly, discomfort and risk barrier yielded positive but non-significant results, leading to the rejection of these hypotheses. This research provides insights that are vital for retailers, technology developers, and policymakers striving to leverage AR technology effectively in online retail. The study offers practical strategies to address these barriers and facilitate wider adoption of AR technology. Additionally, it contributes to the broader discourse on the intersection of technology adoption, consumer behavior, and retail marketing strategies, particularly within the socio-economic and cultural complexities of South Africa.

Eskom's electricity generation can't satisfy rising demand. Eskom's installed capacity of 52,000 MW surpasses production of 47,000 MW, a large discrepancy. Eskom uses voluntary load shedding to address this gap and protect the national grid. A desk review study on power outages' socio-economic effects on South African agriculture and food security is presented in the paper. The study also assessed electricity supply and load shedding legislation. Power outages have disrupted farming activities, from irrigation to food processing, and farmers' capacity to maintain production levels. This has caused crop losses, livestock production reductions, and food distribution delays. Thus, food costs have risen, worsening food insecurity, especially for disadvantaged groups. Focussing on agricultural production and energy supply, the study proposed evidence-based solutions and suggestions to lessen load shedding's detrimental effects on South Africa's food systems and improve food security for all.

Traditionally, the business landscape has been male-dominated; however, recent trends indicate a notable rise in female entrepreneurs within rural regions of South Africa. Women-owned small and medium-sized enterprises (SMEs) in the Bushbuckridge Local Municipality encounter various challenges, including issues with financing, access to education and training, gender bias, business skills development, and maintaining a work-life balance. Women entrepreneurs frequently encounter challenges in balancing their professional and family obligations due to numerous domestic duties and responsibilities. Their long-term business success may be jeopardised by these challenges.  This study seeks to examine the challenges encountered by women-owned SMEs, focussing on the Bushbuckridge Local Municipality as the area of investigation. The investigation employed a qualitative approach to gather and examine the data. The investigation employed a semi-structured interview guide for data collection and utilised a thematic content analysis method to examine both empirical and secondary data. A snowball sampling technique was employed to identify appropriate participants, resulting in the successful sampling of forty (N=40) individuals in 2024. The findings indicated that the majority of participants had achieved their matriculation (grade 12) qualifications; however, they conveyed a desire for further skills and training in entrepreneurship to enhance their business management and growth. A significant number of women reported encountering various forms of discrimination, including being advised to stay at home and care for their husbands and children due to their gender. Women-owned businesses encounter barriers in obtaining resources, networks, and opportunities when compared to their male counterparts. The analysis suggests that businesses owned by women ought to receive equal opportunities as those owned by men. It is essential to enhance the capabilities of women-owned businesses by providing resources including technology, financial support, and training in sustainable business development. In conclusion, the study emphasises the importance of the Bushbuckridge Local Municipality acknowledging the contributions of women-owned SMEs and offering the essential support needed to address unemployment in the region. In the process of awarding tenders, it is essential for municipalities to guarantee the inclusion of women on the board of directors, in accordance with the stipulations set forth by the Broad-Based Black Economic Empowerment Act Amendment 42 of 2013.

This study explores the impact of coparenting on child development and mental health in the Vhembe District Municipality, Limpopo Province, South Africa. The research aims to examine the relationship between coparenting quality and child development outcomes, with a specific focus on child mental health. A quantitative research design was employed, involving a sample of 150 parents or primary caregivers of children aged 5 to 18 years. The data was collected through questionnaires to assess coparenting dynamics, parenting styles, and child behavioural outcomes. The main findings of the study demonstrate that (i) cooperative coparenting relationships and positive parenting styles are crucial for promoting healthy child development and mental health outcomes, (ii) conflict in coparenting relationships is a significant concern, with a substantial proportion of participants reporting moderate to high conflict levels, and (iii) the coping mechanisms employed by parents and caregivers, such as talking to the child and encouraging physical activity, are effective in supporting child well-being. The study's findings have significant implications for practice and policy, emphasizing the importance of promoting healthy coparenting relationships, positive parenting styles, and effective coping mechanisms to support child development and mental health.

The aim of the study is to investigate how employees' unwillingness to change is influenced by demographic factors (age, gender, and educational attainment). Employees at car dealerships in the eThekwini region of South Africa make up the statistical population of this study. The means of data collection was by administration of questionnaires distributed across 170 employees from selected dealership automobiles. Cronbach's Alpha was used to compute and confirm the questionnaire's reliability, while factor analysis and the KMO index were used to authenticate its validity. The results demonstrate employees' resistance to change in the cognitive rigidity dimension to be significantly influenced by the mean of the variables in the two groups of men and women. Employee resistance to change in the cognitive rigidity construct is unaffected by age, and employees with better educational backgrounds displayed less cognitive resistance than those with lesser educational backgrounds. The tenure of employment also indicated that those with more years of tenure showed less resistance compared to those with lesser years of the tenure at the organisation. The study suggests that these insights are valuable for organisations seeking to improve their change management practices by considering demographic factors as means to understand change is increasingly essential and promises more successful change efforts in the future.

Academic probation serves as a formal intervention for underperforming students in higher education, yet little is known about how students themselves experience this status. This qualitative study explores the personal, academic, and emotional dimensions of being placed on academic probation from the perspectives of affected university students. Drawing on in-depth interviews with undergraduate students at a public university, the research identifies key themes including isolation, withdrawal, institutional support, and self-perception. Findings suggest that while academic probation often triggers stress and shame, it can also act as a catalyst for growth and re-engagement, depending largely on the support systems available. This qualitative study employed a phenomenological design, supported by a contextual, descriptive, and explorative design aimed at obtaining an in-depth understanding of the psychosocial experiences of such students. The study population included students on academic probation. The researcher used non-probability, purposive sampling to draw a sample from the larger population. The data was analysed thematically. The study was ethically approved by the University of South Africa with Ref No 41454928_CREC_CHS_2023.

The implementation of lockdown measures by the government of Zimbabwe in response to the health emergency triggered by COVID-19 resulted in the adoption of emergency fiscal measures comprising supplementary budgets, budget reprioritisations and use of contingency reserves to support the economy and procure personal protective equipment (PPEs). However, the suspension of budget and procurement oversight by the Parliament of Zimbabwe – which was unable to function due to lockdown directives, and the reliance on performance auditing (post-audits) by Supreme Audit Institutions created a fiscal oversight vacuum. The reliance on performance auditing - audit action taken after the expenditure period has been completed, by the Auditor General of Zimbabwe resulted in unaccountable emergency spending and public procurement which led to widespread corruption. Using systematic review results from a Doctoral study, this study seeks to synthesise best practice lessons from countries that managed to use Real Time Audits (RTAs) to enforce real-time fiscal accountability during COVID-19. The analysis then provides a framework upon which the Auditor General’s office and Parliament can integrate their process through RTAs to institutionalise real time oversight on public expenditure during a national emergency. For RTAs to become part of Zimbabwe’s legislative oversight framework during emergencies, the review results underlined the importance of a review of the parliamentary oversight system, review of public finance and audit legislation, codification of emergency oversight instruments and citizen oversight.

In South Africa, the effective use of crime statistics by the South African Police Service (SAPS) is essential for monitoring and addressing contact crimes, such as murder, sexual offenses, and robberies. The quarterly release of these statistics is crucial for understanding crime trends, especially in the eThekwini District of KwaZulu-Natal, where contact crimes have been on the rise. This study evaluates how effectively SAPS utilizes crime statistics to combat contact crimes in the eThekwini District, identifies gaps in their current approach, and recommends strategies for improvement. Using a qualitative research design, this study engaged 18 participants, including station commanders, members of the Crime Information Management Analysis Centre (CIMAC), Strategic Management officers, and chairpersons of Community Policing Forums (CPFs). Semi-structured one-on-one interviews were conducted at selected police stations in the eThekwini District to gather insights on their perspectives regarding the use of crime statistics. Thematic analysis was applied to the collected data, revealing recurring themes and patterns. The findings indicate that while SAPS utilizes crime statistics to develop strategies and operational plans, significant gaps exist in their effective application. Socio-economic conditions were identified as factors influencing crime rates, underscoring the complexity of the issue. Furthermore, although crime statistics are used to assess the performance of station commanders, there is a need to review the criteria for these evaluations to better reflect the multifaceted nature of crime. This study highlights the importance of improving the effectiveness of crime statistics as a tool for monitoring and addressing contact crimes in South Africa. It contributes to the ongoing discussion on crime prevention and policing strategies by offering insights into SAPS’s utilization of crime data. The research provides guidance for enhancing policing efforts in combating contact crimes and promoting safer communities. In conclusion, SAPS has the opportunity to refine its strategies and interventions to align more closely with international best practices in crime prevention and community safety.