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Employee promotion in State-Owned Commercial Bank (SOCB) and Private Commercial Bank (PCB) depends on Key Determining Factors (KDF). The study aims to identify these factors. The objective is to compare the impact of KDF on employee promotion between SOCB and PCB. The study finds that Education, Qualifications, Job performance and Skills do not impact promotion in SOCB, whereas Experiences, Tenures, Work ethics and Dependability determine employee promotion in PCB. Social relationships and interpersonal relationships both influence employee promotion at PCB. Bias and Favouritism exist from a certain level in SOCB, whereas the study unveils a strong presence of Bias and Favouritism in PCB. There is no presence of Age, Gender and Ethnicity in employee promotion in SOCB, while PCB experienced a mixed influence of Age, Gender and Ethnicity on employee promotion. While there is no influence of Union Status, Firm Size on employee promotion in PCB, an indirect influence on employee promotion has been observed in this study. Luck and External factors both influence employee promotion in SOCB and PCB. Seniority is maintained up to a certain level in SOCB, after that, both merit and seniority is considered whereas performance plays a pivotal role in employee promotion in PCB.

Recognizing that effective road infrastructure is vital for socioeconomic development, this research addressed the persistent challenges that hindered project execution, including delays, cost overruns, and compromised quality often linked to inadequate M&E practices. The study examined the influence of M&E practices on implementation of road construction projects in Musanze District, Rwanda with specific focus on M&E planning, M&E data utilization, and M&E digitalization on implementation of road construction projects. This study used the theory of change and constraints theory. The study employed descriptive survey and correlational research designs with questionnaire and interview for collecting data from a sample of 153 respondent out of 247 key stakeholders. The instruments were pretested in a pilot study involving 10% of the sample to ensure validity and reliability, achieving a Cronbach's alpha coefficient of 0.78. Descriptive and inferential statistics of correlation and regression were done at a significance level of 0.05 with thematic content analysis of qualitative data for triangulation. The findings revealed that road construction projects generally performed above average, with 68.6% of respondents confirming that projects were completed within budget, 69.9% stating that milestones were met on time, and 65.3% satisfied with the quality of materials and road quality. The hypotheses that M&E Planning, M&E Data Utilization, M&E Digitalization and M&E Capacity Building does not significantly influence the implementation of road construction projects were rejected as p = 0.000 < 0.05. In conclusion all four null hypotheses were rejected, demonstrating that M&E planning, data utilization, digitalization, and capacity building significantly influence the implementation of road construction projects. The study recommended enhancing community engagement, strengthening M&E planning, expanding digitalization efforts, prioritizing ongoing capacity building, and fostering a culture of data-driven decision-making. Suggestions for further studies included comparing M&E practices across infrastructure sectors such as water or energy projects, to identify cross-sectoral best practices and potential areas for improvement, exploring emerging technologies like AI and block chain, and analyzing the impact of national and regional policies on M&E practices.

Capital financing plays a crucial role in sustaining the growth potential of pharmaceutical companies, enabling them to expand operations and compete effectively in the market. In the face of a slowing global economy, maintaining solid financial performance across existing business lines becomes increasingly important. This study aims to examine the relationship between capital structure and the financial performance of pharmaceutical companies in Indonesia. The research sample consists of nine publicly listed pharmaceutical firms over the period 2013–2023. The empirical analysis employs three panel data estimation approaches—Pooled Ordinary Least Squares (Pooled OLS), Fixed Effects Model (FEM), and Random Effects Model (REM)—to account for different assumptions about unobserved firm-specific characteristics. Based on the Hausman test, FEM is determined as the most suitable model for the dataset. The estimation results reveal that the Long-term Debt to Total Assets (LDTA) ratio exerts a statistically significant negative effect on Return on Assets (ROA), indicating that a higher proportion of long-term debt tends to reduce profitability. Conversely, the Short-term Debt to Total Assets (SDTA) and Total Debt to Total Equity (TDTE) ratios have positive but statistically insignificant impacts on ROA, suggesting that neither short-term liabilities nor overall leverage significantly influence profitability in the observed period. These results imply that excessive reliance on long-term borrowing can impose interest burdens and financial constraints, thereby weakening performance. Consequently, financial managers in the pharmaceutical sector are encouraged to optimize their financing structure, prioritizing internal funds or short-term financing sources that align with operational needs and market conditions to sustain profitability and ensure long-term competitiveness.

This article examines the load-shedding crisis in South Africa, primarily emphasising its disruption of digital development and its hindrance to the nation's ability to fulfil the requirements of digitalisation and the Fourth Industrial Revolution (4IR). The report aimed to evaluate the impact of digitalisation on community development following COVID-19. The South African government has implemented strategies aimed at addressing the crises of unequal access to digital resources in communities; however, the ongoing load-shedding crisis continues to hinder progress by imposing daily power cuts, thereby exacerbating the digital divide. It is essential to acknowledge that COVID-19 has compelled the government and private sector organisations to transition into the digital era, where operations are conducted without physical presence, relying on technical innovations. The research concluded that the government has insufficiently addressed the issue of load-shedding, now referred to as load-reduction, and has demonstrated an incapacity to implement effective systems to respond to the crises. The study contends that the issue of load-shedding in South Africa can be mitigated if the government invests in nations with sufficient energy connectivity to support digital advancement. The study asserts that the nation will lag in benefiting from digitalisation unless the obstacles impeding it are promptly resolved. The study employed a qualitative methodology, enhanced by a critical evaluation and analysis of secondary data obtained from electronic documents. The study substantially identifies deficiencies related to the load-shedding issues and proposes ways to aid the government in effectively addressing these crises, ensuring equitable access to technology, and bridging the South African digital divide.

The study examined financial retirement planning of government employees in Tanzania: Moderating effect of financial decision behavior. The study applied a cross-sectional survey strategy, positivist paradigm and deductive approach. The study collected quantitative data through questionnaire from government employees working in different ministries within Dodoma region in Tanzania. The study examined whether the moderator moderates the relationship between independent variables (computation capability, financial knowledge, financial education and risk attitude towards financial products) and dependent variable (retirement planning). Data analysis was through Smart PLS-SEM path modelling. The study findings were that financial decision behavior had statistically significant positive moderating effect (p=0.013) on retirement planning. Moderating effect of financial decision behavior on the relationship between risk altitude towards financial products and retirement planning found to be a theoretical contribution of this study as it supports behavioral finance advocates who asserts that the theory of expected utility is an incomplete model since it lacks individual behavioral aspects. This study has incorporating a moderating variable financial decision behavior borrowed from the theory of planned behavior, which has indicated a significant moderating effect that has widened the explanatory power of the theory. This study offers pertinent insights for policy makers concerns on reviewing policy guidelines by government regulators and professional bodies, to advocate for employee’s savings and investment behavior, employees access to a range of financial products, regular training on financial products available in the financial market for better investment decision. Lastly, practitioners and academia can use the results of this study for future references.

Fatherlessness has emerged as a significant social issue affecting youth's well-being and development, contributing to challenges like mental health issues, academic struggles, and risky behaviours. This study aimed to explore fatherlessness's profound effects on youth in Madombidzha Village, South Africa, using qualitative research methods, including interviews and community surveys, to examine emotional, social, and economic challenges faced by children without paternal figures. The findings revealed a correlation between father absence and increased academic underachievement, behavioural issues, and mental health struggles. The study also discussed broader implications for community development, emphasizing support systems' importance in mitigating negative outcomes. By highlighting fatherless youth's silent struggle, this research aimed to inform local policies and interventions fostering resilience and promoting positive development. The study's insights can contribute to developing targeted support systems and effective interventions. Ultimately, the research provides a foundation for stakeholders to develop evidence-based programs supporting fatherless youth. The findings have significant implications for policymakers, educators, and community leaders seeking to address the complex needs of this vulnerable population.

Community participation is a means of empowering people by creating the space for them to engage in developing their skills and abilities to negotiate their needs in the face of the forces that often appear to obstruct and discourage them. Community participation which results in the development of communities is determined by the extent to which community members and beneficiaries of the process take part in decision-making, to ensure meaningful community participation. Three thematic areas of literature were reviewed, that is: community participation, community development, and service delivery. The study investigated the impact of community participation in community development at Collins Chabane Local Municipality. A quantitative cross-sectional descriptive design was adopted and a total of 120 respondents were purposefully selected to take part in the study. A self-constructed structured questionnaire was applied to collect data and the data were analysed using descriptive statistics. A total of 120 respondents took part in this study, and out of 120 respondents, 53 (44.2%) were males and only 67 (55.8%) were females. The study found that 103 (85.8%) of the respondents agreed with the idea that community members participate in community development. Fifty-eight (58) which constitutes 48.3% of respondents indicated that there is a lack of resources to capacitate rural citizens to actively participate in the development of communities. Forty-nine (40.8%) of the respondents revealed that community members do not contribute resources such as money, materials and labour towards the development of the community. The implications of enduring the challenge of community development at the grassroots are discussed in line with the literature.

In a country where gender inequity had been a factor that discriminated against women, many endeavors have been put up in attempts to balance both genders. The initiatives promoting gender equity seek to redress historical imbalances; they inadvertently perpetuate gender inequality due to systemic biases and societal resistance. However, a little too much has been done to the point where the discrimination has seemingly fallen on men. The study aimed to investigate the factors that cause gender inequity, from discriminating against women to discriminating against men. Formal legal rights do not always translate into substantive equality, particularly in areas such as wage equity, political representation, and reproductive autonomy. The study employed desktop comprehensive data to review existing literature from journal articles, Google Scholar sources, and government documents that align with the study. The data was analyzed through content analysis. The findings of this study concretized the public about the extent to which gender inequity is being ignored when it favors one gender over the other. The study further contributed to the ongoing discourse on gender issues and highlights the need for more effective strategies that address the roots of gender inequality in a democratic context. The implications suggest that achieving accurate gender equity in democracies requires more than legal reform; it demands structural transformation, inclusive policymaking, and cultural change.

South Africa (SA) is known for its multilingualism, with 12 official languages for teaching and learning. Bi/multilingual SA allows people to speak any language of their choice when speaking, and in most educational spaces, English is still hegemony (Gobodwana, 2023). Due to human mobility for greener pastures, this study intends to examine the linguistic shifts and changes that occur over time. The projects will focus primarily on young individuals with linguistic changes in input in that language. A qualitative method will investigate the influence of language shift in multilingual cultures on South African adolescents. The interviews were done with youth between the ages of 18 and 35. It is believed that if a society experiences psychological transformation, the language of songs may shift due to accessibility across the human space. These lyrics investigated are those of the isiXhosa language (one of the African Indigenous languages).

Artificial Intelligence (AI) integration has become increasingly prevalent in various industries, transforming business processes and creating new opportunities. As AI continues to shape the future of work, organisations such as Higher Education Institutions (HEIs) must scrutinize their readiness to develop a workforce competent in AI. AI competencies are fundamental to successfully enacting and integrating these technologies. As a result, several organisations have invested in workforce readiness, albeit these efforts are affected by several actors and determinants. Consequently, organisations must examine the workforce readiness for AI integration as a technology of the future. This paper aims to explore the integration of AI in organisations such as HEIs to ascertain workforce readiness. Addressing three pivotal research questions, it delves into the extent to which the workforce in HEIs is developed and competent in AI, the contributing factors shaping the integration of AI into HEIs’ workforce, and the overall readiness of HEIs in fostering workforce development within the realm of AI. Employing a systematic content analysis review, the study provides pragmatic findings, serving as a reference point to elevate workforce readiness and pinpoint critical determinants. The study identified factors contributing to AI competency development that serve as valuable insights for other institutions aiming to design and implement effective workforce development programs in AI. Also, the findings provide significant implications for institutions seeking to enhance their workforce's competency in AI.   Keywords: Artificial Intelligence, Higher Education Institutions, HEIs, Workforce, Readiness.

The rising costs of higher education have placed increasing financial pressure on students, with living expenses often becoming a significant burden. Many students struggle to balance tuition fees, academic responsibilities, and personal living costs, leading to financial stress and even delayed graduation. The aim of the research was to explore how sharing living expenses through cohabitation can alleviate financial burdens for students and offer broader economic benefits. The study investigated the financial advantages of cohabitation, focusing on how shared costs, such as rent, utilities, and food, contribute to financial stability and improved quality of life for students. The study adopted qualitative approach to get an in-depth exploration of how sharing living expense alleviate the financial burdens of students.  Through interviews with students who share living spaces, the research examined how cohabitation influences the financial well-being, academic performance, and overall mental health of students. The study explored the impact of shared living arrangements on fostering social connections and emotional support, which may further enhance students' academic and personal development. The study has provided valuable insights for students, higher education institutions, and policymakers seeking to address student financial burdens and improve student well-being through more affordable housing options.  

Although telehealth use in social work practice is not a new concept, its adoption has significantly increased in recent years due to growth in technology use and the COVID-19 pandemic. However, there exist gaps in understanding how social workers are using and experiencing telehealth in their practice. This scoping review synthesizes literature on the use of telehealth in social work practice. Guided by Arksey and O’Malley, we will search for literature on five databases: Web of Science, PUBMED, SCOPUS, PsycINFO, and CINAHL. Using Rayyan screening software, two independent reviewers will screen articles at the title, abstract, and full-text levels. Key characteristics and key themes of the selected articles that meet the inclusion criteria will be charted on a Microsoft Excel sheet. Qualitative thematic analysis will be used to analyze the themes. The Preferred Reporting Items for Systematic Reviews and Meta-Analyses Extension for Scoping Reviews (PRISMA-ScR) will be used to report the scoping review processes. The review will contribute to the broader understanding of telehealth in social work practice and inform the development of best practices and current gaps in research on telehealth in social work practice. The results will be disseminated to researchers, schools of social work, and practitioners through manuscript publications and relevant conferences.

The aim of this study is to explore the dimensions used to measure the success of MSMEs in Durban Central. Despite the vital role MSMEs play in the area's economic landscape, there is a lack of research on the specific success dimensions used by these businesses. A cross-sectional and descriptive research design was employed for this study, utilising a quantitative approach. 217 MSMEs in the retail sector of Durban Central received structured questionnaires. Statistical analysis, including descriptive and inferential statistics, was conducted using SPSS version 29. The findings suggest that MSMEs in Durban Central predominantly rely on financial metrics, such as turnover/sales and net profit, to measure their success. While financial indicators offer valuable insights into economic viability and financial health, there is a growing recognition of the importance of integrating non-financial metrics, such as customer referrals and product/service innovation, into performance assessment systems. This study contributes to the literature by shedding light on the dimensions used to measure the success of MSMEs in Durban Central, an area where research in this domain is scarce. Through a thorough examination of both financial and non-financial metrics, the study offers a comprehensive understanding of MSME performance evaluation practices in the region. The study recommends the significance of integrating non-financial dimensions into performance assessment systems and provide practical insights for enhancing MSME competitiveness and sustainability in the dynamic business environment of Durban Central.

Although the growing use of generative artificial intelligence (GAI) in higher education research offers exciting potential for enhancing innovation and efficiency, it is also troubled by significant ethical challenges. This review systematically explores critical concerns that border on risks that are associated with data privacy, algorithmic bias, transparency deficiencies, accountability gaps, and threats to academic integrity. This was done by providing a literature-based assessment of why the use GAI in higher education continues to be problematic. This assessment yielded informative insights that were deciphered from 31 papers which were systematically selected from a sampling universe of 119 publications. Findings highlight the necessity of striking a balance between embracing AI-driven advancements and upholding ethical standards in research, in a manner that does not compromise human capacities to mitigate the unexpected eventualities and their consequences. A set of actionable guidelines that are designed to enhance the responsible integration of GAI in higher education without side-lining the importance of observing critical ethical issues that must be considered and adhered to in academic research is given. These guidelines are useful because they form the foundation of a robust framework which gui, Generative, Higher Education, Researchdes the way GAI is used in higher education research without forgetting that this technology is not an all-round paragon.

Since the conclusion of apartheid in 1994, South Africa has witnessed notable economic growth; however, poverty and income inequality continue to be widespread issues. Despite economic growth, poverty and income inequality remain prevalent, with millions of South Africans living below the poverty line and encountering substantial obstacles to economic opportunities. This research examines the connections among economic growth, poverty alleviation, and income inequality in South Africa, utilising data from 1993 to 2023. This study employs various econometric models, specifically Vector Error Correction (VECM), Autoregressive Distributed Lag (ARDL), and Generalised Method of Moments (GMM), to examine the relationships among economic growth, poverty reduction, and income inequality in South Africa. The findings indicate that economic growth has a positive effect on poverty reduction, while simultaneously exerting a negative influence on income inequality. The research indicates that employment and access to electricity are essential determinants in alleviating poverty and income inequality. This study recommends that policymakers prioritise investments in education, job training, and infrastructure development, especially in rural areas, to foster inclusive economic growth and mitigate poverty and income inequality. Policymakers should enact measures to enhance electricity access and foster employment opportunities within the formal sector.

This study explores the impact of disability support services on the academic success of students with disabilities in South African higher education institutions. Recognizing the increasing need for inclusive educational practices, this research examines how effectively disability support services (DSS) facilitate the academic journey of students with disabilities and whether these services contribute to their academic achievements. The study employs a qualitative research approach with an exploratory design, using a comprehensive desktop research methodology to synthesize existing literature and secondary data. Thematic analysis was employed to transcribe and analyze the data, allowing for the identification of key themes related to the accessibility, quality, and effectiveness of disability support services. Findings suggest that while disability support services in South African higher education institutions have made strides in providing accommodations and resources, significant barriers persist, including limited awareness, insufficient resources, and gaps in institutional policies. The study also highlights the role of DSS in promoting academic performance, retention, and social inclusion of students with disabilities. This research contributes to the ongoing discourse on the accessibility and effectiveness of support systems for students with disabilities in South Africa, offering insights that may inform policy development and institutional practices aimed at enhancing educational equity and inclusion.

The topic of the study is the lived experiences of youth raised by alcohol dependent parents at Mpheni village, Vhembe District in Limpopo Province, South Africa.  One of the major challenges faced by children staying with parents who abuse alcohol is that they may grow up thinking that alcohol is the solution to any problem they might encounter. The aim of the study was to explore the lived experiences of youth raised by alcohol dependent parents at Mpheni village, Vhembe District in Limpopo Province, South Africa. A qualitative research approach and semi-interview were adopted as a data collection method and data was analysed thematically. However, the sample was drawn from the population using non-probability and snowball sampling to recruit participants for the study. The study found that social gatherings have a major influence on how people perceive and drink alcohol. The researcher recommends hotline services to be implemented so that young people can have professionals whom they can talk to as well as rehabilitation centres for the parents.

This article looks at how carer support affects the mental health outcomes of women who look after family members with chronic illnesses in Motsinoni Village, Mopani District, South Africa. Caring for someone with a chronic illness is a difficult responsibility that frequently results in significant physical, mental, and emotional pain for those who provide it. Given the predominantly female caregiving population in this area, understanding their unique mental health challenges is vital. The research employed qualitative research approach with an in-depth interview 6 participants out of 30 women using 20% population sampling norm, exploring their experiences and perceptions regarding caregiver support systems. The findings reveal that emotional, social, and informational support significantly enhance the mental well-being of these women, easing feelings of isolation and stress associated with caregiving. Participants reported that access to community resources and support groups led to improved coping strategies, resilience, and overall mental health. However, a lack of institutional support often resulted in increased anxiety and depressive symptoms. This study highlights the importance of establishing comprehensive support networks to strengthen the mental health of female caregivers, thereby improving their quality of life. In conclusion, empowering caregivers through targeted interventions can mitigate mental health issues and foster a sustainable caregiving environment.

This study aims to assess the e-learning difficulties faced by students at South African public higher education institutions, given the increasing reliance on online learning as a core mode of teaching and learning. The researchers critically analyzed previous research on technology in higher education to identify gaps in existing knowledge. The study adopted the Technology Acceptance Model (TAM) as the theoretical framework to guide the investigation. A quantitative research method was employed, using surveys distributed to experts from various faculties, departments, and students. This approach enabled the collection of data regarding the perceived challenges and barriers to e-learning. The findings revealed that students encountered significant challenges in e-learning, including issues related to digital literacy, limited access to resources, unreliable internet connectivity, and high data costs. These barriers are exacerbated by the disadvantaged and poverty-stricken backgrounds of many students in South African public institutions. Additionally, educators and course designers also face challenges in effectively implementing e-learning solutions. Addressing these challenges is essential for the successful adoption and integration of e-learning in South African higher education institutions. The study suggests that overcoming systemic issues—such as improving digital literacy, enhancing infrastructure, and reducing data costs—could unlock the full potential of e-learning. This could lead to more inclusive, accessible, and effective higher education. This study contributes to the existing body of knowledge by identifying specific barriers to e-learning adoption in South African public higher education institutions. It emphasizes the importance of addressing these challenges to harness the potential of technology-enhanced learning and promote inclusivity in higher education. The findings provide insights into how policy makers, educators, and institutions can better support students and course designers in the transition to e-learning environments.

Abstract The study investigated how Christian religious leaders contribute to the moral development of youth in Reformed Churches in Thohoyandou, Limpopo Province, South Africa. It draws from recent studies, which highlight the importance of religious leaders in shaping youth morality. However, there is limited empirical evidence regarding this issue within specific South African social contexts, particularly concerning the effects of religious leadership on youth moral development, and current social challenges. This study utilized an ethnographic research design to examine the impact of Christian leaders' social activities and teachings on the moral growth of youth. Data was collected through semi-structured interviews with religious leaders and youth participants, utilizing purposeful sampling for selection of participants. The theoretical approach utilized is moral development theory, to examine the complex relationships between religious authority and youth development within their socio-political environment.  The data was analyzed through a simple thematic analysis within which continuous comparison of experiences were coded, to find potential patterns and linkages. The findings are significant as they have the potential to enhance understanding of the roles of religious leadership in the moral development of youth in South Africa, hence, having both theoretical and practical consequences. The findings reveal that religious leaders significantly influence the morals of young people, with many youths viewing these leaders as their primary sources of moral guidance and support. Keywords: Religious leadership, Christianity, youth, moral development, spiritual development.